Medicare Annual Enrollment Is Here, O'Fallon.
Before you choose your Medicare plan for the year ahead, make sure you understand your options.
Medicare plans and benefits can change from year to year. Annual Enrollment Period (AEP) is an opportunity to review your current coverage and see whether another option may better fit your doctors, prescriptions, healthcare needs, and budget.
Get local, personalized guidance from Mesplay Insurance Services!
Don't choose a Medicare Plan just because you got a cold call.
During Annual Enrollment, you may receive:
📬 Mailers from insurance companies
📺 Television advertisements
📞 Phone calls from unfamiliar agents
💻 Online advertisements promising "extra benefits"
But your Medicare decision is personal.
Before you switch, let's look at what actually matters to you. Get free Medicare enrollment help from Mesplay Insurance Services.
LOCAL GUIDANCE
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INDEPENDENT BROKER
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NO-COST CONSULTATION
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LOCAL GUIDANCE 〰️ INDEPENDENT BROKER 〰️ NO-COST CONSULTATION 〰️
What is Medicare Annual Enrollment?
Medicare Annual Enrollment Period (AEP) runs from October 15 through December 7 each year. During this period, people with Medicare can make certain changes to their Medicare Advantage and Medicare prescription drug coverage for the following year.
Changes generally take effect January 1.
For the official rules, always refer to Medicare.gov.
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Your plan may have changes to premiums, copays, benefits, networks, or drug coverage.
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A different plan could potentially have different prescription costs or coverage.
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New diagnoses, procedures, specialists, or medications can change what you need from your coverage.
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If you're paying more out-of-pocket, it's worth understanding what's available.
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You don't need a major problem to review your Medicare plan.
Should You Review Your Medicare Plan This Year?
A plan that worked well for you last year may not be the best fit for next year.
Consider scheduling a review if:
O'Fallon Medicare Annual Enrollment Questions
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Medicare's Annual Enrollment Period generally runs from October 15 through December 7 each year.
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Yes. During Annual Enrollment, people enrolled in Medicare can generally make certain changes to their Medicare Advantage or Medicare prescription drug coverage for the following year.
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It's a good idea to review your coverage each year because premiums, benefits, provider networks, drug formularies, and other plan details can change.
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No. Reviewing your plan doesn't mean you have to change it. Sometimes your current coverage may continue to be the best fit.
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Yes. Ed Mesplay, a licensed Medicare insurance agent, can explain available plan options and help compare coverage based on your individual circumstances.
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We offer no-cost Medicare consultations.
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It's helpful to have your current Medicare plan information, a list of your prescriptions, your preferred doctors and specialists, and any questions or concerns about your current coverage.
Find our FREE Fillable Medicare Guide here.
Is Your Medicare Plan Still Right for You?
Let's take a look together.
Schedule a no-cost Medicare review with Ed Mesplay, a local independent broker, serving O'Fallon and the surrounding St. Charles County community.